Terms and conditions for subscription services
These terms govern your use of the medoranivelum.com website and subscription financial planning services. Please read carefully before subscribing.
5 October 2025
Acceptance of terms
By accessing or using our website and subscribing to our services, you agree to these terms and any future updates. If you do not agree, please do not use our services.
Definitions
Key terms used in these conditions:
‘medoranivelum’, ‘we’, or ‘us’ refers to the owner and operator of medoranivelum.com.
‘You’, ‘user’, or ‘client’ refers to the person using our website or services.
‘Subscription’ means the fee-based financial planning service provided for a recurring payment.
‘Agreement’ refers to the contract formed when you subscribe.
Use of our services
You agree to use our services for lawful purposes only and in accordance with these terms and applicable laws.
Eligibility
You must be at least 18 years old and legally capable to enter into contracts to subscribe to our services.
Proof of age may be requested.
Your responsibilities
You agree to provide accurate information and use our services responsibly.
Prohibited uses
You may not use our services or website to:
Intellectual property rights
All website content, branding, and materials belong to medoranivelum.com or its licensors. Unauthorised use, copying, or distribution is prohibited without our written consent.
User content
You are responsible for any content you submit or upload to our site.
Your content rights
By submitting content, you grant us a non-exclusive right to use it as needed for service provision.
Privacy and data protection
Your use of our website and services is subject to our Privacy Policy, which outlines how we collect, use, and protect your information.
Privacy PolicyDisclaimers and limitations
All information and services are provided ‘as is’ and may change at any time.
Important disclaimer
No guarantee of results, financial outcomes, or refunds is provided. Results may vary.
Limitation of liability
We are not liable for indirect, incidental, or consequential damages arising from your use of our site or services.
Indemnification
You agree to indemnify and hold us harmless from claims related to your use of our website or breach of these terms.
Dispute resolution process
Any disagreements will be addressed according to UK law and procedures.
Arbitration
If needed, disputes may be settled by arbitration as allowed by UK law.
Arbitration does not limit your statutory consumer rights.
Online dispute resolution
You may use the UK government’s online dispute resolution platform for consumer disputes.
Go to dispute resolution platformSeverability
If part of these terms is invalid, the rest remain effective.
Entire agreement
These terms constitute the full agreement between you and medoranivelum.com regarding services.
Applicable law and jurisdiction
These terms are governed by the laws of the United Kingdom.
Termination
We reserve the right to suspend or terminate access if you breach these terms.
Changes to terms
Terms may be updated at any time. Check this page for changes.
Contact for terms
For questions about these terms, contact us below.
Email address: content@medoranivelum.com
Phone number: +44(0)7263 130592
Office address: Beehive Mill, Jersey Street, Ancoats, Manchester, M4 6EH United Kingdom
Terms effective date: 5 October 2025
Version: 3